Loan Types
With 30+ investors and hundreds of loan options, we can take you from dream to funded.
Conventional
The standard. Fixed or adjustable. Great credit? This is usually your best rate.
FHA
Lower credit score or smaller down payment? FHA is built for you.
VA
You served. You earned zero-down financing with no PMI. Let's use it.
USDA
Buying in a rural or suburban area? Zero down and low rates.
Jumbo
Higher-priced home? Jumbo covers what conventional caps out at.
Renovation
Buy the fixer-upper and finance the repairs in one loan.
Construction
Building from the ground up — we finance the build and lot.
ARM (Adjustable-Rate)
Lower initial rate — smart for short-term ownership plans.
Already own? Refinancing can lower your payment, shorten your term, or unlock your equity.
Foreign National / ITIN
No Social Security number required. Mortgage options for foreign nationals and ITIN holders.
No Tax Returns / Bank Statement
Self-employed or non-traditional income? Income documented through bank statements.
DSCR (Debt Service Coverage Ratio)
Investment property? Let the rental income qualify the loan.
Custom Construction
Full build from concept to keys — land acquisition through final walkthrough.
HELOC / Bridge / 2nd Mortgage
Access your equity without selling. Revolving credit, bridge financing, or lump sum.
Down Payment Assistance
Washington programs that can cover part or all of your down payment.
Manufactured Homes
Financing for manufactured homes on permanent foundations or in communities.
Reverse Mortgage
Seattle reverse mortgage solutions for Washington homeowners 62+. Tap your home equity with no monthly mortgage payment — work with a local reverse mortgage broker, not a faceless reverse mortgage lender.