All Specialty Loans
Specialty Loans
No Tax Returns / Bank Statement
Self-employed or non-traditional income? Income documented through bank statements.
If you're self-employed, a freelancer, or a business owner whose tax returns show heavy deductions, bank statement loans let your deposits tell the real story of your income.
Key Features
- • 12–24 months of bank statements instead of tax returns
- • Personal or business bank statements accepted
- • 1099-only qualification available
- • Asset depletion programs for retirees
- • Purchase and refinance options
Best for: Self-employed borrowers, freelancers, gig workers, and business owners.