All Specialty Loans
Specialty Loans
DSCR (Debt Service Coverage Ratio)
Investment property? Let the rental income qualify the loan.
DSCR loans are built for real estate investors. Instead of qualifying based on your personal income, the loan is qualified by the property's rental income compared to its mortgage payment.
Key Features
- • No personal income documentation required
- • Qualified by property's rental income
- • No limit on number of financed properties
- • Close in LLC or entity name
- • Short-term rental (Airbnb) income can qualify
- • Down payments from 15–25%
Best for: Real estate investors, landlords, and anyone building a rental portfolio.