All Purchase Loans
Purchase Loans
USDA
Buying in a rural or suburban area? Zero down and low rates.
USDA loans are backed by the U.S. Department of Agriculture and offer zero-down financing for homes in eligible rural and suburban areas. More places qualify than you'd think.
Key Features
- • Zero down payment
- • Below-market interest rates
- • Lower mortgage insurance than FHA
- • Income limits apply (varies by county)
- • Property must be in a USDA-eligible area
Best for: Moderate-income buyers looking at homes outside major metro centers.