Can a foreign national get a mortgage to buy property in Washington State?

Yes. Foreign national mortgage programs in Washington allow non-U.S. citizens without permanent residency to purchase residential and investment property. These programs typically require a 25–35% down payment, a higher credit profile or alternative credit documentation, a valid passport, and demonstrated financial stability. Some lenders accept ITIN (Individual Taxpayer Identification Number) in place of a Social Security number. Property types, loan amounts, and terms vary by lender — not every lender offers these programs.