All FAQs
Down Payment Assistance in Washington
Is the homebuyer education class required for Washington down payment assistance?
Yes. All WSHFC down payment assistance programs in Washington require borrowers to complete an approved homebuyer education course before closing. The course is available online and in-person, typically takes 5–8 hours, and costs $30–$65. It covers budgeting, loan basics, home inspection, and what to expect after purchase. It's a real requirement — not optional — and needs to be completed before the loan closes. Schedule it early in the process to avoid timeline delays.