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Down Payment Assistance in Washington

What down payment assistance programs are available in Washington State?

Washington's primary source of down payment assistance is the Washington State Housing Finance Commission (WSHFC). Key programs include: Home Advantage — up to 4% of the loan amount with no first-time buyer requirement; House Key Opportunity — for first-time buyers and veterans with deeper assistance available; HomeChoice — up to $15,000 additional for buyers with disabilities; and Veterans Down Payment Assistance — up to $10,000 for Washington veterans. Separate city-funded programs operate in Seattle, Tacoma, Bellingham, Spokane, and Bremerton.

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