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DSCR & Investment Property Loans

Can I close a DSCR loan in an LLC in Washington?

Yes. DSCR loans in Washington are specifically designed to close in LLCs, LPs, and S-Corps — unlike conventional investment loans, which require closing in your personal name. Closing in an entity provides liability protection and cleaner portfolio accounting. Most DSCR loans require a personal guarantee from the principal owner(s), so the LLC structure doesn't eliminate personal liability in default — but it does separate your personal assets from the property's liability exposure.

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