How many loan options does Terry compare for Washington homebuyers?

As a mortgage broker with access to 30+ investors, Terry compares hundreds of loan products across multiple wholesale lenders — not just one bank's rate sheet. That means VA loans from VA-specialist lenders, FHA programs with the most favorable MIP structures, conventional loans priced across multiple investors, and specialty programs (DSCR, bank statement, ITIN, reverse) that most local banks don't offer at all. The benefit of a broker over a bank is the comparison — not just access.